Find Out the Benefits of Working with a Veteran Specialized Realtor.
Buying a home is more challenging today than at any point in the past few decades. Not only are interest rates on the rise, but inventory levels are low across the nation, and lenders are pickier than ever before. These factors can combine to make it nearly impossible for veterans to find a place to call home.
The good news is that working with a veteran specialized realtor can be the key to taming home-buying chaos and uncertainty. Why work with a real estate agent who specializes in veterans’ home mortgage options? Let’s explore the benefits.
About VA Loans
While the home-buying process is always complicated, veterans and certain family members have access to something that other homebuyers do not: a VA home loan. Insured by the Department of Veterans Affairs, a VA loan comes with some pretty important benefits, including the following:
• No down payment necessary
• No need for mortgage insurance (PMI)
• Access to lower interest rates than with conventional loans
• Discounted closing costs
• Flexible borrower qualifications
So, if veterans have access to these loans, how does a veteran specialized realtor fit into the picture?
Helping You Navigate the Process
Obtaining a VA loan isn’t always a simple process. A veteran specialized realtor understands the ins and outs involved with the process, from helping you qualify for a VA loan to the special documentation necessary during the application process.
Another reason to consider working with veteran specialized realtors is that they can guide you to the right lender. The VA doesn’t issue loans; it backs them. The loans originate from conventional lenders. The problem is that while many lenders claim to offer VA loans, most of them don’t understand the processes and requirements.
That lack of experience can cause many problems during the process, from delays to outright denials. This also applies to housing other than traditional single-family homes and mobile homes. For instance, a condo or townhome community’s HOA bylaws, occupancy numbers, and other factors must be approved by the VA.
You’ll also find that a veteran specialized realtor is ready for the unique timeline that usually accompanies a VA loan. This is particularly true with active-duty military service members, but it can also apply to veterans who may still be active in the Reserves but who are not active-duty military members any longer.
There’s also the fact that a veteran specialized realtor understands the VA’s unique appraisal requirements. Buyers often must make repairs or renovations to a home after purchasing it, but the VA requires that all properties meet the organization’s minimum property requirements, which may exclude some homes from your list of options.
A Helping Hand to Find the Home of Your Dreams
The good news is, I’m a veteran specialized realtor serving the Dallas/Fort Worth metroplex. With over 12 years expertise in helping veterans and active-duty military members navigate the VA loan process, I have helped over 200 happy homeowners find their perfect home. And I can help you find the perfect place for you. Ready to get started? Click the link below and I’ll prepare a customized list of homes for you to check out.
And if you are wondering what your current home is worth, I’d be happy to come out and do a home valuation for you as my gift to you.
Just click here and let’s get you into your dream home!
Your veteran specialized realtor,
Ginger Varga
